=
HS Financial Services - Debit/Credit Card Processing
Debit/Credit Card Processing

Preferential rates on card processing from Henry Schein Financial Services and Lloyds Bank Cardnet

Henry Schein Dental and MediHoldings customers can access negotiated pricing for the processing of credit and debit card payments with Lloyds Bank Cardnet*



Switching is easy and doesn’t involve changing your bank account. In addition to offering competitive rates on credit and debit card processing, we will make a donation to Bridge2Aid on your behalf for every terminal within your practice.


So why not enquire today and see how much you could save?

We offer:
  • No joining fee
  • No hidden fees
  • A free no obligation cost comparison showing you how much you could save your practice annually
  • Streamline the process of taking credit card and debit card payments, including contactless transactions
  • Enjoy competitive transaction fees with a negotiated offering from Henry Schein Financial Services & Lloyds Bank Cardnet
Card Type Merchant Service Charge
Visa Debit 0.294%
Mastercard Debit (& Maestro) 0.291%
Visa Business Debit 0.896%
Visa Credit 0.801%
Mastercard Credit 0.850%
Visa Commercial (Corporate, Business and Purchasing) 1.712%
Mastercard Commercial  (Corporate, Business and Purchasing) 1.838%
American Express* 1.900%
Terminal Rental Price per month
Terminal Clover Flex (Wifi/Bluetooth)ǂ £20.00
Terminal (Countertop)ǂ £10.00
PCI DSS** £5.00 + VAT
Authorisation fee £0.02
Minimum monthly charge £15.00


Rates based on transactions processed as chip and PIN. If your business has an annual card turnover of more than £1m and/or you process more than 10% as cardholder not present, please contact us for a personalised quote.

Lloyds Bank Cardnet Terms and Conditions:

All applications will be subject to their own credit and risk assessment and we may ask for supporting documentation.**The Payment Card Industry Data Security Standards (PCI DSS) are a set of standards mandated by the Card Schemes to protect cardholder data and are an important aspect of card data security. ǂ Your terminal hire contract will be with your leasing company and subject to separate terms and conditions. Terminal rental costs are for standard offer only. The merchant service charge is made up of a number of elements including Scheme Fees and Interchange Fees. If you chose Cardnet, you will be provided with further information on these fees. £25.00 will be donated by Henry Schein Dental to Bridge2Aid.

Information correct as of May 2022. Your standard mobile network charge will apply to any text message sent. Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service. Mastercard is a registered trademark of Mastercard International Incorporated. Maestro® is a registered trademark of Mastercard International Incorporated. American Express® is a registered trademark of American Express. American Express is a separate contract and will be direct with American Express. The Clover trademark and logo are owned by Clover Network, Inc. a First Data company. All Rights Reserved. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. Some apps are subject to additional charges. The App market is provided by Clover Network Inc, not Lloyds Bank Cardnet. Visit www.eu.clover.com/appmarket to view the terms of use and information on pricing. Cardnet is a registered trademark of Lloyds Bank plc. Lloyds Bank plc Registered office: 25 Gresham Street, London, EC2V 7HN. Registered in England and Wales No. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Conduct Authority no. 119278. Lloyds Bank plc is covered by the Financial Ombudsman Service (Please note that due to the eligibility criteria of this scheme not all Lloyds Bank customers will be covered).

General Buyer Terms

This agreement is in relation to MediEstates Limited whose registered office is at 1st Floor, Pacific House, Stanier Way, Wyvern Business Park, Derby, DE21 6BF acting for and on behalf of our clients ("the Vendors"); and yourself (Buyer's Name) in relation for an introduction to a prospective sale of a business as a going concern. By registering through this agreement I agree to all terms set out below:

  1. Definitions
    In this Agreement the following terms and phrases shall have the following meaning unless the context otherwise requires:

    Business
    Dental Practice business providing dental care. This business is under the MediEstates Ltd sale terms.
    Confidential Information
    Means the actual Vendors identity and all confidential information in respect of the Business, including, but not limited to, any ideas, business methods, prices, accounts, finance, marketing, research, development, manpower plans, processes, market opportunities, intentions, design rights, product information, customer lists or details, employees’ details, trade secrets, computer systems and software, and other matters connected with the products or services manufactured, marketed, provided or obtained by the Vendor, and information concerning the Vendor’s relationships with actual or potential clients or customers and the needs and requirements of such clients’ or customers’ operations.
  2. Obligation of Confidentiality
    The Prospective Purchaser agrees to treat as confidential, information supplied by or on behalf of the Vendor in connection with the sale of the Business.
  3. Exclusions
    The obligation of confidentiality set out in clause 2 does not apply to:
    1. any information received from a third party who was legally free at the time of disclosure to disclose it;
    2. any information which was already lawfully in the Prospective Purchaser’s possession prior to receiving it from MediEstates Ltd on behalf of the Vendor; and
    3. any information which is in its entirety already in the public domain.
  4. Duties of Prospective Purchaser
    1. The Prospective Purchaser shall take such a reasonable security measures to protect the Confidential Information and trade secrets.
    2. The Prospective Purchaser shall not, without the prior written consent of the Vendor, permit any of the Confidential Information:
      1. to be disclosed, other than in confidence to its legal or professional advisors;
      2. to be copied or reproduced;
      3. to be commercially exploited in any way;
      4. to be used for any purpose other than in connection with the prospective purchase of the Business;
      5. MediEstates is registered under the Data Protection Act 2018. Upon Signing this agreement you agree to follow the legal obligations of this act to protect the details of the information supplied to you, with it no to be passed outside of the control of you the prospective purchaser.
    3. The Prospective Purchaser agrees to keep a record of Confidential Information received.
    4. The Prospective Purchaser will return to MediEstates or the Vendor all documents containing Confidential Information and all copies of those documents on demand at any time which are in its possession or under its control, and for this purpose the term “documents” includes computer discs and all other materials capable of storing data and information. The Prospective Purchaser agrees that such documents remain the property of the MediEstates on behalf of the Vendor.
    5. The Prospective Purchaser must not jeopardise or re-direct the sale under any circumstances.
    6. The Prospective Purchaser must not contact the Local Area Team or CCG regarding any practice sale, by any means of media unless written permission is granted from the Vendor.
    7. To carry out own due diligence on practice purchases and accepts that any information MediEstates has supplied is information provided by the vendor and is not responsible for its accuracy or completeness.
  5. This Agreement
    The existence of this Agreement and its terms are confidential and neither MediEstates nor the Purchaser may disclose anything about this Agreement or its subject matter or implementation to any person other than in confidence to their legal or professional advisers.
  6. Duties of Prospective Purchaser
    When buying Dental practices, finance is normally needed. Our organisation operated over more than one of the MediHoldings brand, by completing this from you agree that the information can be shared to our other organisations to avoid the need to register independently and provide the best possible service.

    MediEstates will refer you to the specialist dental lending team and MediFinancial who will contact the necessary banks, whom have preferential healthcare lending rates in some cases, to ascertain which funding is available to you.
    By signing this agreement you do not have to use any of the banks MediFinancial contact, it is just another service which we provide.
  7. Deposit for Dental Practice
    If you are interested in putting forward a formal offer in for a practice, once the offer is accepted there will be a deposit required to secure the practice sale which is dependant of the practice size. This deposit is held in a client account and will be returned to the buyer on completion of the practice sale. You the buyer, will be required to sign a deposit schedule which will cover the buyer and the seller in the event that the practice sale does not proceed.
  8. Changes to this Agreement
    Any changes made to this agreement must be authorised and signed by one of MediEstates Ltd Directors.
Your shortlist contents will be included in this contact submission